Janet McGinty, author of The Smart Money Guide, is a speaker, mentor and businesswoman. She developed the ESCG™ Code to simplify personal finance to help people move forward with their goals She worked with Canada’s leading investment firm as a financial advisor. She helped individual and institutional investors with her unique strategies and perspectives. She developed specialized portfolios for clients based on high yield investments. Her solution provided an above average return with lower volatility and a built in hedge.

She wants to make a difference in people’s lives and help them achieve their goals. Janet believes that the ESCG™ Code can be applied to personal finance and business to help individuals, their families, their communities and further prosper.

Since leaving the investment industry, she has consulted in strategy, finance, procurement, and research in real estate, international business, and infrastructure projects. Janet has two daughters and lives in Toronto.